Individualized plans just for you

We have something for everyone because we know that each person’s money matters are unique. Depending on what stage of life you are at, and your comfort level, we offer:

• Starter Plans: We will help you stay on track with your goals

• Build-As-You-Go Plans: Choose to add only to the things that matter to you right now and add what you need… as you need it

• The Works Plans: Have us take care of it all for you, or together, so you can concentrate on life itself

Are you ready to start saving or investing, with low fees also being important to you?

You may not be ready for a long-term plan but you have some idea about where you’d like to be and have some goals in mind to achieve in a year or two.

With the Starter Plan, you have access to…

• the moneySweet app to get a a sense of your cash flow – money coming in and money going out

• automated monthly contributions to your savings account

• a dedicated Visual Wealth money expert for guidance. Know exactly who you are talking to each and every time. No question is ‘too silly’.

• saving and investing your money in a safe, grounded environment, with no upsell

• the option to access the build-as-you-go plan when you are ready for the next step in life

Do you want to learn more about money matters, chat about goals and where you see yourself in 5 years or more?

You are ready to work with an expert planner to help take your goal (strategy) to the next level. You have the flexibility to choose to focus on a single goal at a time or build multiple goals.

Start enjoying the benefits of a savings and investment account
with Visual Wealth

Know exactly what you have and where you are with your goals. Whatever the goal you set yourself – we have a plan to help you succeed. For example, you may not be ready to work on a retirement plan (just yet), and prefer to focus on... 

• transitioning your savings into smart investing

• owning a home 

• backpacking for 30 days in Europe

• the freedom of debt

We believe in keeping life (including money matters and planning) simple. There is no need for extra complexity. You can customize your plan to suit your needs – and we will summarize it into a unique one-page visual so it is easy-to-understand and memorable too.

With the Build-As-You-Go Plan, you have access to everything in the Starter Plan PLUS...

• flexible plans, giving you the choice to focus on one goal to accomplish at a time (or more). You are in control and can choose the one most important to you.

• a one-page visual summary to show you your goal strategies at-a-glance. We feel it is very important that all of your information is clear, concise and easy to understand (no more guessing!)

• customized Visual Wealth Planning which includes lifestyle and career planning. Learn how to look at assets differently to help you connect to your plan and your bigger future.

• Individualized portfolios with recommended providers that fit to your goals and risk comfort level.

• access to our smart Visual Wealth team to answer questions or give advice when you need it. Avoid making risky and/or uninformed financial decisions.

• go to the next level with moneySweet – maximize your ‘extraMoney’.

• visual trackers to see your progress.

• personalized cloud-based dashboard where you can organize and store your information (personal, financial, goals, …), access your up-to-date plans, and communicate with us, all in one secure environment. You will always be in sync no matter where you are!

• the option to access The Works Plan when you are ready for a complete, worry-free life plan.

Do you juggle multiple priorities like saving for a new home, a higher education, retirement, a future goal or starting a business?

You’re willing to pay for an expert planner who oversees ‘your vision’ and ... to keep you on track. You’re too busy with your career, life and/or family. You want to receive important reminders to keep you on top of the things that matter to be financially successful.

Work with a trusted financial planner who will keep you and your finances organized and up to date

You want to delegate the responsibility to a professional whom you can trust, so you can continue to focus on building your wealth, your career, business or life.  You will receive the VIP experience with ‘The Works’ – a full financial plan to handle all aspects of your life – It’s important to you to make sure you have everything in place from protection, investments, retirement planning, vacation, healthcare, education (RESP), estate and more...

The Works provides everything in the Starter & Build-As-You-Go Plan PLUS...

• Quality financial needs analysis process – to discuss and discover your goals, objectives, and financial information (for a custom financial plan containing advice and recommendations on investments, protection, retirement, estate, wills and more...).

• A sophisticated (yet simple) custom One-Page Visual Life Plan – of your life goals. The benefit of a life plan is to provide you with a structure to follow, while you change and grow)

• A customized One-Page Visual Strategic Report using simple language and visual elements outlining the steps towards the goals in your Life plan 

• VIP - access to sophisticated investment portfolios + investment managers

• Profit and Progress Trackers – (track profits and goal progress = accountability)

• Secure Client Portal – personalized portal for one on one meeting communication, houses all your personal information and plans in a secured online environment, always in sync, no matter where you are (a visual overview of your information at a glance)

• Guaranteed Annual Meetings (personalized meetings as well as quick check-ins)

• Guaranteed Semi-Annual Meetings (personalized meetings as well as quick check-ins)

• VIP access to our smart Visual Wealth team – we are proud of our reputation for giving quality advice –  (avoid making risky financial decisions – not paying attention)

• Personal, Business or Entrepreneurial Coaching – our 20+ years experience (one-on-one)

• Young Professionals - Lifestyle and career planning, learn how to look at assets differently to help you plan (your bigger future)

• Strategies to maximize your MoneySweet skills for ‘Extra Money’ –  everyone has a money story (financial family history) - how the relationships around them may be influencing your money behaviors

• Taxation - Personal/Business – (maximize your tax return and pay less to CRA)

• Living-On-Income Planning – (to make sure you have enough to live on today and at retirement)